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Equity Transfer Calculator

See how your equity can offset higher rates on your next home.

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Equity Transfer Strategy Calculator

See how equity from your current home sale can work as a larger down payment — offsetting higher mortgage rates on your next home.

1Your Current Home

$
$
$

(estimated selling costs; commissions are negotiable)

Your Estimated Equity$217,000

2Your Next Home

$
%

3Side-by-Side Comparison

Scenario A

Minimum Down (5%)

Down Payment
$30,000
Loan Amount
$570,000
Monthly P&I
$3,697

Remaining equity of $187,000goes to savings / investments.

Scenario BRecommended

Equity Transfer (Full Equity Applied)

Down Payment
$217,000
Loan Amount
$383,000
Monthly P&I
$2,484

Your Equity Transfer Savings

$1,213

Monthly Savings

$14,555

Annual Savings

$436,636

Savings Over Loan Life

Ready to explore your equity transfer? Let’s run the real numbers together.

Get Your Personalized Analysis

Estimates only. Cory Salisbury and Salisbury Real Estate are licensed real-estate professionals with Simple Choice Real Estate — not a mortgage lender or broker. Every rate, payment, tax, and net figure here is an estimate for planning; confirm the numbers with a licensed lender and your own advisors before you rely on them. Assistance-program terms and rates change over time and may not be current.Cory Salisbury, Realtor · Simple Choice Real Estate · Equal Housing Opportunity